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Partners · Hosting Visitors

Visitor medical insurance, for the organizations that host the world.

The grandparents flying in for the graduation. The exchange student at the kitchen table. The choir from the partner church, the parents here for the wedding. Their health coverage from home usually ends at the US border, and when something goes wrong, it’s the hosting organization and the host family who field the worried, expensive questions. BonaVia is being built so the people who do the hosting have somewhere to point.

Why hosting organizations partner with BonaVia

A service to your guests. A service to the programs that host them.

Your guests’ need first: US healthcare is billed at rates no plan from home was built for: an uninsured ER visit typically runs $1,500 to $3,000 [Mira Health, 2025], and when it happens, the host family and the hosting organization are the ones holding the clipboard and fielding the calls.

Then the program’s need: America’s hosting infrastructure is largely volunteer: host families, congregations, international-student offices. The programs that do the hosting are perpetually underfunded. The sponsorship is designed to attach funding to the visits that are already happening.

Somewhere to point

One co-branded page in the graduation mailing, the host-family packet, the congregation announcement, instead of every family improvising with a search engine the week before the flight.

Your name on the help, not the bill

The hard conversation happens before the flight, not in the ER waiting room. The relationship your organization carries stays warm because the answer existed before the question got expensive.

You never sell insurance

BonaVia is the licensed producer. Your organization introduces the road and names the cause: licensing, disclosures, and paperwork stay ours.

An honest roadmap

Today, visitors start with the “Visiting the US” path in the quote flow; dedicated visitor-medical plans join the shelf as the roadmap lands. The sponsorship model is designed to work the same way as every other BonaVia road.

The bill, uninsured

What US care typically bills a visitor with no coverage that applies here:

A single ER visit
$1,500–$3,000
A serious multi-day hospital admission
can reach $30,000+
The billing basis for the uninsured
full chargemaster rates
What the plan from home typically pays here
little to nothing

Typical published figures [Mira Health, 2025; healthcare.gov-style guidance, 2025], not a quote of any plan’s benefits; uninsured billing runs at multiples of insurer-negotiated rates, by industry estimates.

Coverage that ends at the border

The US welcomed 72.4 million international visitors in 2024 [NTTO / ITA, 2025], and America’s hosting infrastructure is largely volunteer: host families, congregations, alumni groups, international-student offices. Roughly 300,000 exchange visitors arrive each year on J-1 programs alone [U.S. State Dept, 2025], including an estimated tens of thousands of high-school students living with American host families.

What most visitors don’t know until it’s too late: US healthcare is billed at rates their home coverage was never built for. An uninsured ER visit typically runs $1,500 to $3,000 [Mira Health, 2025]; industry estimates put a hospital day near $3,000 before procedures; and a serious admission can reach $30,000 or more [healthcare.gov-style guidance, 2025]. Uninsured patients are billed full chargemaster rates, often multiples of what insurers pay for the same care, by industry estimates. The visitors most likely to need care, older parents and grandparents on long family stays, are the least likely to be covered.

Visitor-focused medical programs are on the BonaVia roadmap; today, visitors can start with the “Visiting the US” path in our quote flow. Plan availability and coverage specifics are pending.

When the visit goes sideways

The wedding-week ER

A grandmother lands on Tuesday for a Saturday wedding; Thursday night it’s chest pains and an ambulance. The care is excellent. The bill, ER, imaging, observation, arrives in five figures, and her coverage from home doesn’t apply here. Visitor medical plans are designed to help with exactly this kind of unexpected illness or injury during a US stay.

The soccer-practice wrist

An exchange student goes down at practice and the host family is suddenly the one holding the intake clipboard. Program-grade visitor coverage can help ensure the student is treated and the host family isn’t guessing about who pays.

The six-month stay

Visiting parents settle in for a long stay to help with the new baby; one icy front step in February changes the math of the whole visit. Longer-stay visitor plans are designed for exactly these multi-month family visits.

The world already comes here

72.4M

international arrivals to the United States in 2024: hosted, overwhelmingly, by volunteers: families, congregations, student offices.

NTTO / International Trade Administration, 2025

$1,500–$3,000

the typical bill for a single uninsured ER visit, presented to a guest whose plan from home doesn’t apply here.

Mira Health, 2025

$30,000

what a serious multi-day hospital admission can reach: the long-standing healthcare.gov benchmark for a three-day stay.

healthcare.gov-style guidance, 2025

300,000

exchange visitors arriving each year on J-1 programs alone, most of them living with volunteer host families.

U.S. State Dept BridgeUSA, 2025

Program availability pending; figures are risk context, not a description of coverage.

How it will work for your organization

I

Tell us about the hosting you do

Graduations, exchange programs, mission partners stateside, long family stays, and the program the sponsorship should feed. We respond within two business days.

II

Your page goes live

The same co-branded page, your name, your cause, shared with the families and guests you host: graduation mailings, host-family packets, congregation announcements.

III

Visitors check a price before they fly

Today that starts with the “Visiting the US” path in the quote flow; dedicated visitor medical plans join the shelf as the roadmap lands.

IV

The sponsorship credits your cause

Designed to work the same way as every other road: we share up to 40% of what we collect with your organization as a sponsorship, in plain dollars.

What could your sponsorship fund?

You name the cause. Every covered trip funds it.

  • The hosting program’s fund
  • International student programs
  • Host-family funds
  • Community welcome events
  • The congregation’s hospitality ministry
  • The international scholars fund

…or anything else your organization cares about: you tell us who. The organization already carries the relationship and the worry; the cause should get sponsored for it.

When the visit goes sideways

  • The grandmother flew in for the wedding and met the ER before she met the groom.
  • An exchange student’s broken wrist, and a host family holding the clipboard.
  • The visiting choir’s tenor met an American ambulance bill.
  • Six months of helping with the new baby, undone by one icy step.
  • Dad’s “it’s probably nothing” became an overnight observation stay, billed at full rate.
  • The travel plan from home was excellent, everywhere except here.

Talk to a partnership director

Fifteen minutes, and you’ll know exactly where this road stands: what your guests can use today, and what’s coming for the people you host.

Tell us about your organization and how your people travel. A partnership director reads every note and responds within two business days.

Or check a trip price first

Sponsorship terms