A team that travels constantly doesn’t have unusual bad luck: it has ordinary bad luck, multiplied. At one in five flights delayed and 42% of business travelers hitting a cancellation last year [U.S. DOT, 2024; Perk/Opinium, 2025], a ten-trip-a-month team doesn’t wonder whether a trip goes sideways this quarter; it wonders which one. Disrupted trips already cost US companies over $17 billion a year in exactly these line items [Perk/Opinium, 2025].
And most traveling teams face that alone: roughly 65% of global business travel spend is unmanaged, and more than 90% of travelers at small and mid-market companies book their own trips [Skift, 2025]: no travel department, no disruption desk, no one whose job it is to think about trip protection. That team is exactly who annual plans were built for.
Businesses reach us directly or through the chambers that already know them. Either way the shape is the same: the travel your team already does, protected, and supporting a cause your company chooses to stand behind.