The Douro cruise, thirteen months out
A large alumni association’s flagship river cruise sells out at $7,000 a cabin, booked and paid more than a year ahead, typical for a category where a representative program’s cabins start at $6,995 per person [Villanova Alumni Travel, 2025]. Ten weeks before departure, a retired professor’s spouse has a cardiac event and their travel is over. Trip cancellation protection is designed to help recover eligible prepaid costs when a covered medical reason cancels the trip: the difference between a heartbreak and a heartbreak plus five figures.