Coverage · Annual Multi-Trip
Covered all year. Renewed in one email.
Annual multi-trip protection covers every trip you take for a year under one plan, built for the people and organizations that are always on the road.
Powered by Olli · Licensed in all 50 states
The annual plans, side by side
| Benefit | Multi-Trip Basic | Multi-Trip EssentialsMost chosen | Multi-Trip Choice |
|---|---|---|---|
| Not covered | 100% trip costs · $2,500 max | 100% trip costs · $4,000 max | |
| $750 (return air only) | 100% trip costs · $2,500 max | 100% trip costs · $2,500 max | |
| $500 ($150/day) | $1,000 ($150/day) | $1,500 ($150/day) | |
| Not covered | $250 | $500 | |
| $1,000 | $1,500 | $2,000 | |
| $300 ($150/day) | $500 ($250/day) | $1,000 ($250/day) | |
| $15,000 | $25,000 | $50,000 | |
| $150,000 | $250,000 | $500,000 | |
| Not covered | $25,000 | $50,000 | |
| Not covered | $25,000 | $50,000 | |
| Not covered | $25,000 | $50,000 | |
| Get Covered Now | Get Covered Now | Get Covered Now |
Coverage is valid only when the full plan cost is paid before departure. Pricing varies by traveler age, trip cost, and trip duration.
Who it’s for
The business team
Your people take forty trips a year and insure none of them: one annual plan each, renewed in one email.
The frequent volunteer
Three mission trips, a conference, and a family visit: the traveler who is always going somewhere shouldn’t buy protection five separate times.
The organization on the road
Staff, chaperones, and leaders who travel on the organization’s behalf all year long, protected under one arrangement instead of a stack of one-off policies.
How annual differs from single-trip
One plan, every trip
An annual plan covers each trip you take during the plan year, up to the plan’s per-trip length limit.
Medical-first structure
Annual plans lead with emergency medical and evacuation, on every covered trip, all year.
Trip cancellation works differently
Per-trip cancellation benefits on annual plans are structured differently than single-trip plans, with per-trip limits rather than a percentage of one insured trip cost. If one expensive trip is the worry, a single-trip plan may fit better: the quote flow helps you choose.
Baggage & delays, year-round
Lost bags and stranded connections are covered on each trip under the same plan limits, without buying anything new.
Plan structure described in general terms; this is not a policy. Benefits, per-trip limits, and availability vary by plan and by state, subject to the language of the policies as issued.
Annual plan questions
How many trips does an annual plan cover?
Every trip you take during the plan year — trips away from home, near or far, all year — each covered up to the plan’s per-trip length limit. There is no counting or re-buying between trips: one plan, renewed once a year.
Does an annual plan include trip cancellation?
On select tiers, structured differently than single-trip plans: per-trip cancellation carries per-trip limits rather than a percentage of one insured trip cost. If one expensive trip is the worry, a single-trip plan may fit better — the quote flow helps you choose.
Who are annual plans built for?
The people and organizations always on the road: a business team taking forty trips a year, the frequent volunteer with three mission trips and a conference, staff and leaders who travel on an organization’s behalf all year long.
How do I buy an annual plan?
In the quote flow, choose “I travel all year” on the dates screen and we’ll follow up about annual plans. Seeing a price takes about 90 seconds, and no account is needed.
Who underwrites an annual plan?
Coverage is provided through licensed insurance carriers: BonaVia works with more than one, and the carrier underwriting your specific plan is named in your policy documents and certificate. BonaVia is the producer, licensed in all 50 states. Details are in our disclosures.