Coverage
Plans for every kind of trip.
Every BonaVia policy is a single trip or an annual multi-trip plan. The paths below help you land on the right one.
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Single Trip
One trip, protected door to door: the vacation, the mission trip, the semester abroad.
Choose this when you’re insuring one trip with a fixed return date.
What’s inside
- Trip cancellation & interruption
- If a covered reason keeps you from going, or cuts the trip short, this reimburses the prepaid, non-refundable trip money, up to the trip cost you insured.
- Emergency medical & evacuation
- Many US health plans stop at the border. This pays for treatment where you are, and for medically necessary evacuation: the benefit that can save a family from a six-figure bill.
- Baggage & delays
- Lost or delayed bags, stranded connections, missed cruise departures, reimbursed up to the plan limits.
- Pre-existing condition waiver
- On select plans, buying within the required window after your first trip deposit waives the pre-existing condition exclusion: the best reason to buy early.
Annual Multi-Trip
Every trip you take for a year, under one plan.
Choose this when you’re always on the road: business travel, frequent volunteering.
What’s inside
- One plan, every trip
- Covers each trip you take during the plan year, up to the plan’s per-trip length limit: no buying protection five separate times.
- Medical-first structure
- Annual plans lead with emergency medical and evacuation, on every covered trip, all year.
- Cancellation works differently
- Per-trip cancellation carries per-trip limits rather than a percentage of one insured trip cost. If one expensive trip is the worry, single trip may fit better.
- Baggage & delays, year-round
- Lost bags and stranded connections are covered on each trip under the same plan limits.
Traveling with a group or a program?
Guided paths onto the same two plans.
Group Travel
One organizer enrolls the whole team: the tournament, the tour, the delegation.
Built on our annual multi-trip plans, enrolled together.
See group plans →
Mission & Service Trips
Team protection through a partner path, with sponsorship credit back to the organization.
Group protection built on our single-trip and annual plans.
Get My Quote →
Student Travel
A semester abroad, covered from departure to return.
Runs on our single-trip plans.
Get My Quote →
Visitor Medical
Medical protection for family and guests visiting the US.
Visitors-to-the-US coverage, via our single-trip medical benefit.
Get My Quote →Running an organization? Turn your members’ travel into support for your cause →
This page describes plan structure in general terms and is not a policy. Benefits and limits vary by plan and by state, and are subject to the language of the policies as issued.