Coverage · Single Trip
One trip, protected end to end.
One journey, covered from the day you leave to the day you’re back: the trip money, the medical care, and the belongings, in one plan.
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The single-trip plans, side by side
| Benefit | Basics | EssentialsMost chosen | Choice |
|---|---|---|---|
| 100% trip cost · $25,000 max | 100% trip cost · $25,000 max | 100% trip cost · $25,000 max | |
| 100% trip cost · $25,000 max | 150% trip cost · $37,500 max | 150% trip cost · $37,500 max | |
| $100/day · $500 max | $200/day · $1,000 max | $200/day · $1,000 max | |
| $500 | $1,000 | $1,000 | |
| $750 · $50 deductible | $1,500 | $1,500 | |
| $100 | $200 | $200 | |
| $15,000 | $25,000 | $25,000 | |
| $500 | $500 | $500 | |
| $100,000 | $250,000 | $250,000 | |
| $10,000 | $25,000 | $25,000 | |
| Not covered | Not covered | Not covered | |
| Not covered | Not covered | Not covered | |
| Not covered | Not covered | Not covered | |
| Price | starting at 7.5% of covered amount | starting at 8.5% of covered amount | starting at 10.5% of covered amount |
| Get Covered Now | Get Covered Now | Get Covered Now |
Coverage is valid only when the full plan cost is paid before departure. Pricing varies by traveler age, trip cost, and trip duration.
Who it’s for
The one big vacation
The anniversary trip, the cruise, the safari: one set of dates, real money prepaid, protected door to door.
The mission trip
A team abroad for a week or two: medical care and evacuation where many US health plans stop at the border.
The semester abroad
A student away for months, covered from departure to return, with assistance a phone call away.
Benefit descriptions are plain-language summaries of plan structure, not a policy. Coverage is subject to the language of the policies as issued and may vary by state.
Questions people ask
What is trip cancellation insurance?
It reimburses prepaid, non-refundable trip costs when a covered reason stops you from going — a serious illness, an injury, a death in the family, and other named causes. It protects money already spent, which is why it is priced against what the trip cost.
What is the difference between cancellation and interruption?
Cancellation applies before you leave, when the trip never happens. Interruption applies after departure, when a covered reason cuts the trip short or sends you home early. Interruption limits are typically higher, because getting home unexpectedly usually costs more than not going.
How much does a single trip plan cost?
It is priced as a percentage of the trip cost, so a more expensive trip costs more to protect. Because it is a flat percentage, the price does not climb with the traveler’s age the way age-banded plans do — which matters most for older travelers and multigenerational trips.
Does it cover a pre-existing condition?
Select plans include a pre-existing condition waiver, and it depends on buying within a set window after the first trip payment. If a condition is a factor, buy early rather than late; the window is the part people miss.
What if I need to cancel for a reason that is not listed?
A standard plan pays for the covered reasons named in the policy, so a change of mind is not one of them. We will say that plainly rather than let you find out at claim time — if cancel-for-any-reason is what you need, we do not currently offer it.